If you're an ecommerce business juggling paying invoices, supplier receipts, and the pressure to keep growing, you’re not alone. We’ve heard from founders who’ve done everything right (paid their vendors on time, run the campaigns, stocked up early) but still find themselves tight on cash right when momentum picks up. About 22% of small businesses in the U.S. struggle to pay their bills because of cash flow issues. It’s a common challenge and we’re here to help.

Clearco is excited to announce that we’ve expanded our funding capacity. Subject to diligence, your brand can now access up to $4 million in funding through Clearco, supporting both Invoice Funding and Receipt Funding. This means more breathing room, more growth opportunities, and fewer delays when the next move shouldn’t have to wait.

How Clearco Helps Ecommerce Businesses Manage Cash Flow

Cash flow timing can throw even the best plans off course. Maybe you just paid a big invoice, and now your ad budget feels tight. Or you fronted costs for packaging or events and are waiting on revenue to land. Perhaps you just paid a large tax bill for your business - and you weren’t able to invest in inventory ahead of reciprocal tariff changes as a result.

Around 44% of small businesses have had to dip into their cash reserves to cover shortfalls. It’s a frequent tradeoff that can slow progress when you're trying to maintain scaling efforts.

With up to $4 million now available, subject to diligence requirements, you can get funding for past spend or fund upcoming invoices before funding delays get in the way. That means you can:

• Unlock capital from paid expenses like inventory orders or shipping costs
• Keep your paid ad campaigns running while you wait for sales to come in
• Stay on track with product launches, restocks, or seasonal pushes without slowing down

What Is the Difference Between Clearco's Invoice and Receipt Funding?

Clearco offers two ways to access available funds, depending on how you’ve spent. Receipt Funding reimburses you for paid expenses, including inventory and marketing. Invoice Funding gives you upfront capital for unpaid vendor invoices, with Clearco paying them directly. Both come with capped weekly repayments, no personal guarantees, and no collateral. Most funding arrives within 24 hours. Clearco has already supported over 10,000 businesses, funding with more than $2.5 billion to help them manage cash flow and invest in future plans.

How to Apply for Clearco Receipt and Invoice Funding

1. Sign up: Create your Clearco account and add a few details about your business and the account holder.
2. Connect your accounts: Link your sales and bank accounts to receive an estimated funding capacity. This usually takes less than two minutes.
3. Upload receipts or invoices: Submit the expenses you’ve previously paid or invoices you still need to cover.
4. Get funded: Once approved, funds are deposited directly into your account. No delays, no hidden steps.

Clearco’s process is built to be fast, transparent, and founder-friendly, so you can move forward without getting stuck in paperwork.

Unlock Expanded Working Capital from Clearco

With the potential of up to $4 million in funding capacity, you can turn those expenses into new growth opportunities. Whether you’re planning your next campaign or stocking up for a busy season, Clearco is here to help you keep moving. Ready to get started? Upload your receipts or invoices today, talk to our sales team, and put your capital to work.