The Most Flexible Funding Strategy in Ecommerce

Capital that moves the way your business does.

With Clearco’s non‑dilutive funding, founders can design capital on their terms. With our fast, intelligent underwriting, you can get a funding capacity offer in as little as 24 hours. You choose how funds are deployed, how they’re structured, and how payments work, then combine those elements into a strategy that scales with you.

Get Funded

Get Started

Design Capital Your Way

Mix and match deployment, structure, and payment options to create a capital strategy that adapts to your goals, and evolves as fast as your business.

Pick your funding structure

Select a one-time, upfront amount for planned initiatives (Fixed Funding Capacity) or ongoing access that replenishes as you pay (Rolling Funding Capacity).

Choose how funds are deployed

Decide whether capital should land directly in your account (Cash Advance) or flow directly to your suppliers (Invoice Funding).

Set your payment approach

Set your term (4, 5, or 6 months), pay weekly, and refresh funding capacity faster with the early payment option.

Funding Structures

Choose between one-time capital with predictable terms (Fixed Funding Capacity) or flexible funding that replenishes as you grow (Rolling Funding Capacity).

Capital you can count on, upfront and predictable

When opportunity strikes, you shouldn’t have to guess. Fixed Funding Capacity gives you a one-time amount of capital with a clear, estimated payment schedule. It’s ideal for launches, seasonal pushes, and large vendor commitments where stability and forecasting are non-negotiable.

‍Best for: Big campaigns, inventory buys, market expansion.

Why it works: Capped weekly payments, estimated terms, and full visibility from day one.

Learn more

‍

Capital that refreshes as you grow

When growth is continuous, you need funding that keeps pace. Rolling Funding Capacity replenishes automatically as you make payments, so you never have to stop and reapply. It’s built for brands reinvesting profits into ongoing campaigns, recurring vendor costs, and repeatable growth cycles.

‍Best for: Continuous ad spend, recurring supplier payments, reinvestment loops.

‍Why it works: Funding capacity refreshes in real time, capital stays within reach, and performance unlocks more funding.

Learn more

How Capital Gets Deployed

Decide whether capital should land directly in your account (Cash Advance) or flow straight to suppliers (Invoice Funding).

Cash Advance
Draw only what you need, when you need it.

With Cash Advance, capital is deposited directly into your bank account. This gives you the flexibility to deploy funds across marketing, inventory, or whatever growth demands. You control the pace and only draw down what's required.

‍Use it when: You want maximum flexibility and control over how funds are spent.

Learn more

Invoice Funding
Capital for you to pay your suppliers.

Use invoice funding to support production or inventory upfront without drawing from your cash reserves. Clearco funds you to to pay your supplier invoices directly, so operations stay on track while you preserve working capital.

Use it when: You need to pay vendors early, manage long lead times, or preserve cash flow.

Learn more

Who we fund

Clearco gives scaling DTC brands the flexibility to expand into new channels, launch new SKUs, and build long-term value without dilution, restrictive terms, or trading control for cash.

If you meet the following criteria, reach out to our team to get funded.

You run a direct to consumer Ecommerce and/or SaaS business.

Your business has 12+ months of recurring revenue, generating more than $100,000 USD per month.

Your business is incorporated in the U.S. and has an active U.S. business bank account.

Payment Options

These payment models apply to both Cash Advance and Invoice Funding, giving you flexible choices no matter how capital is deployed.

Capped weekly payments

Know your costs upfront with predictable payment schedules.

Maximize funding cpacity

Strong payment history can unlock more funding capacity over time.

Early payment flexibility

Pay in full early whenever it makes sense without penalties.

What's Right For You?

If your biggest priority is…

Planning a major launch or seasonal push

Choose Fixed Funding Capacity with a Cash Advance deployment for upfront control and predictable payments.

Scaling continuously with reinvestment

Choose Rolling Funding with Cash Advance or Invoice Funding for ongoing access that scales with you.

Managing supplier relationships and inventory cycles

Choose Invoice Funding with either Fixed Funding Capacity or Rolling Funding Capacity structure, depending on how predictable your needs are.

Preserving cash while covering upfront costs

Choose Invoice Funding with a Fixed Funding Capacity structure for clear timelines and predictable payments.

Our Ecommerce Founders

Over $3B invested into 10,000 businesses

Annette Azan

Founder & CEO
Nuudii System

“It’s really nice to know exactly what you have to pay back with Clearco. It allows us to retain more cash when it comes to strong sales periods.”

Victor Tam

Co-Founder & CEO
‍Monos

“The funding from Clearco allowed us to keep our foot on the gas pedal, to remain aggressive, and prevented us from slowing down at all.”

Miki Agrawal

Founder
‍Tushy

“Clearco’s team was so easy to work with - the whole experience was lovely. Getting the funding was as easy as 1, 2, 3.”

FAQs

Answering your first questions about Clearco

Do I have to choose between Fixed Funding Capacity and Rolling Funding Capacity?

Yes. Many businesses move between these funding structures and payment options to match different moments in their growth strategy.

What happens when I pay early?

You can pay in full early at any time with no penalties. Paying early may even unlock more funding capacity with better terms.

Does Rolling Funding Capacity really refresh automatically?

Yes. As you make payments, the principal amount becomes available again. No reapplications or extra paperwork needed.

Do you require collateral or personal guarantees?

No. Clearco does not take blanket liens or personal guarantees. We file a security interest in the purchased future receivables, which serve as the collateral.

How quickly can I get funded?

In as little as 24-48 hours after approval.

Choose the structure that fits your next move

Take control of your growth with fast, flexible capital - funding in as little as 24 Hours.