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Founder-Friendly Capital That Scales

Fast, non-dilutive funding for ecommerce brands ready to level up

Flexible growth capital for DTC founders, with approvals in as little as 24 hours and predictable terms designed to support performance, not dilute ownership.

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Transparent funding without dilution, restrictive terms, or trading control for cash

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You choose how funds are deployed, how they’re structured, and how payments work

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Use capital for inventory, marketing, supplier payments,
or expansion

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Trusted by 10,000+ brands with $3B+ funded

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The Problem Growing Businesses Face

Most capital providers force businesses into a single, rigid model: a lump-sum advance with strings attached, a procurement tool that slows you down, or a financing product that only works in one channel.

The Solution

Clearco gives you complete control over how and when you deploy capital, so it moves at your pace, scales with your momentum, and never penalizes you for accelerating. Lower pricing. Higher funding capacity. Flexible funding that adapts to your reality.

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Our Ecommerce Founders

Over $3B invested into 10,000 businesses

Read how some of the top ecommerce merchants are leveraging Clearco to scale their businesses.
“We can now design a shoe and get it to market in 10 days. That kind of speed is only possible because we had the capital to scale it.”

— Ricardo Larroudé

CFO at SIMO

100%

year-over-year growth
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How it Works

Mix and match deployment, structure, and payment options to create a capital strategy that adapts to your goals, and evolves as fast as your business.
01
Pick your funding structure

Select a one-time, upfront amount for planned initiatives (Fixed Funding Capacity) or ongoing access that replenishes as you pay (Rolling Funding Capacity).

02
Choose how funds are deployed

Decide whether capital should land directly in your account (Cash Advance) or flow directly to your suppliers (Invoice Funding).

03
Set your payment approach

Set your term (4, 5, or 6 months), pay weekly, and refresh funding capacity faster with the early payment option.

Flexible Funding Structures You Control

Every founder’s path is different. That’s why we built flexible options you can mix, match, and optimize.

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Fixed Funding Capacity
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Rolling Funding Capacity
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Invoice Funding
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Cash Advance
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Early Payment
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Best For
Supplier payments, cash flow planning

Why It Works
Precise timing, no wasted capital
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Best For
Continuous ad spend, recurring supplier payments, reinvestment loops

Why It Works
Funding capacity refreshes in real time and performance unlocks more funding
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Best For
Supplier payments, cash flow planning

Why It Works
Precise timing, no wasted capital
Smiling man with glasses talking on phone and holding tablet, superimposed over a list showing payment statuses like Invoice in Review, Cash Advance in Review, Payment Sent, and Payment Processing with amounts in USD.
Best For
Supplier payments, cash flow planning

Why It Works
Precise timing, no wasted capital
Smiling man wearing glasses and a patterned shirt talking on a phone while holding a tablet, with text showing stages of invoice and cash advance reviews and payments.
Best For
Supplier payments, cash flow planning

Why It Works
Precise timing, no wasted capital
Clearco Difference

Get funded with a capital partner that thinks like a founder: Strategic, Flexible, Competitive

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FAQs

Answering your first questions about Clearco

How fast can I get capital once I’m approved?
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Most founders receive funding in as little as 24 hours.

How are Clearco’s rates structured?
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Our pricing is fixed, transparent, and predictable. Rates are based on your business performance. As you grow and pay successfully, you can unlock better rates and more funding capacity.

Does Clearco require blanket liens or a personal guarantee?
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No. Our funding is non-dilutive, with no personal guarantees.

What types of businesses do you fund?
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We support DTC ecommerce businesses.

Can I access more capital as  I make payments?
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Yes. With our Rolling Funding Capacity option, every payment replenishes your available funding capacity, so you can access more capital without reapplying.