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NEW Cash Advance

Upfront Capital. Total Control. Growth without Limits.

Clearco Cash Advance puts working capital directly into your bank account so you can move fast and fund the opportunities that matter most. Unlike rigid loans, you stay in control with flexible draws, capped weekly payments, and the freedom to pay early. That means more confidence to scale without being penalized

10,000+

Businesses funded

$3B

In capital deployed
Why brands choose Clearco Cash Advance

When timing is tight and growth can’t wait, Cash Advance gives you upfront capital in your account fast. Unlike Invoice Funding, you decide when to draw, how to use it, and how quickly to pay it back. Every feature is designed to give founders more control, more flexibility, and more confidence to scale without compromise

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Instant Liquidity

Access working capital when timing matters most

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Deploy Anywhere

No restrictions, you decide where funds create the most impact

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Aligned with Performance

Better terms and higher capacity as your business grows

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Flexible Payment

Capped at a share of revenue, so slower months do not put you at risk

“We may get a million-dollar PO, and now we know we do not have to use our own cash. Especially in an inventory-heavy business, that is a game changer.”

— Natalie Holloway

Co-Founder, Bala Bangles
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How it works

one
Connect and see capacity

Share revenue data to estimate available capacity.

two
Upload an invoice

Submit vendor invoice or PO when ready.

three
You pay the supplier

Funds advanced so you can pay the vendor directly within 24 hours.

4
Pay weekly

Flat fee + capped share of revenue.

Terms at-a-glance

Focus on your business's growth and revenue. Get customers the products they need and reinvest in your business while funding invoices with Clearco.

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FAQs

Answering your first questions about Clearco

How fast can I get funding once I am approved?
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Most suppliers are paid within 24 to 48 hours.

How are Clearco's rates structured?
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Our pricing is fixed, transparent, and foreseeable. Rates are based on your business’ performance, and as you grow and pay successfully, you can unlock better rates and more capacity.

Does Clearco require blanket liens or a personal guarantee?
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No. We don’t place blanket liens on your business’ assets, and we don’t ask for personal guarantees.

When would I use Invoice Funding vs. Cash Advance? 
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Invoice Funding is best for paying suppliers directly and managing production costs. Clearco handles payments, helping you stock up early and avoid cash flow strain.

Cash Advance gives you upfront capital to use your way. Spend on marketing, payroll, or inventory with full control.

You can switch between both anytime, no new application needed.

Do I have to take out the full lump sum I am approved for?
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No. You only draw what you need, when you need it. You never pay for unused capital.

Is there a minimum and maximum amount I can unlock for Cash Advance?
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Yes, per translation there is a $25,000 minimum and $600,000 maximum, however you can initiate more than one translation up to your funding capacity limit.

Do you require minimum monthly sales?
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Yes. A consistent sales baseline is required to qualify.

Clearco connects ecommerce businesses to fast funding