No Equity. No Worries.

You built your business. You should own it. Get approved for up to $20M in equity-free funding in 24 hours.

How we help Aussie brands grow.

We’re founded by entrepreneurs, for entrepreneurs. We understand the needs of e-commerce companies, and created a proven solution to help you grow.

person buying product from ecommerce store

Marketing capital.

Double down on your killer online ad strategy, and scale your business with equity-free funding.

person in warehouse surveying inventory

Inventory capital.

We'll buy up to $1 million of inventory directly from your suppliers, so you can avoid hefty upfront costs and free up cash flow.

person on a call with online founder community

Founder community.

Join a global network of founders, partners and investors, and reach new customers both at home and around the world.

Why Aussie founders choose Clearco.

See why some of the fastest-growing Aussie brands love working with Clearco.

  • five star rating

    “Clearco has more advantages for my business than any other financial institution can offer. The top ups and percentage of daily sales is low, which is my priority for the business. Financial institutions I have used in the past have taken up to 30% of daily sales, while Clearco only takes 15%. Clearco is a fiercely competitive option and the most profitable for my business. It is my first and only choice for financing.”

    Onur Cam

    Founder at Beard Market

  • five star rating

    “The thing that stood out to me was not having to have collateral - that was a massive difference between this and the other forms of finance I’d looked at. And just the ease of it - I had one conversation and there was an offer. The whole thing was just so easy.”

    Jessica Bailey

    Founder at Vegan Grocery Store

  • five star rating

    “Traditional capital raising is time consuming and a lot of effort, starting from scratch every time you talk to a new bank. To have a company like Clearco that is tech-savvy and logically looking throughout turnover and our data and streamlining the whole process is pretty incredible.”

    Trent Goulding

    Director of Jolyn Swimwear

  • 7,000+
    BUSINESSES FUNDED
    7
    COUNTRIES
    $3B+
    Invested to date
    25x
    More women funded than traditional VC

    How it works.

    Fuel your growth with an advance on future e-commerce sales.

    01

    Connect your apps.

    We connect with your tools to measure key growth metrics like monthly revenue and ad performance.

    02

    Get your offer in 24h.

    Select from 3 tailor-made funding offers, ranging from $10K-$20M.

    03

    Repay on your terms.

    Our unique revenue share model means you only pay us when you make revenue. You get to choose what percent of your daily sales you share with us.

    04

    Instantly top up.

    Fuel and sustain growth with a steady stream of capital at your disposal.

    Your security is our priority.

    Your data won’t be shared with your matches unless you consent to this when requesting an introduction.

    We have securely connected more than 25,000 customer data sources.

    We’ve invested over $3B in more than 7,000 companies and are supported by some of the world’s most trusted investors.

    FAQ

    Clearco offers the most founder-friendly capital solutions for e-commerce, mobile apps, and SaaS founders as well as access to a powerful global network, insights and data, and recommendations.

    Visit our Help Center for the latest videos and how-to's, or to contact our success team, or feel free to ask our chatbot, CAP, if you still have questions.

    We take the bias out of traditional funding using a data-driven approach to generate funding offers. No pitches, no stress, our offers are built purely on your successes. We use your sales data to determine your funding offers and you must have at least 1 sales and 1 marketing account in order to get funded. This data-driven approach means that there are no personal guarantees or credit checks. Read more about connecting accounts here.

    At Clearco, security isn’t a second thought, or just a part of IT. It’s ingrained within our culture and a responsibility we all take seriously. We understand the importance of protecting our customers’ data, and protect all financial, personal, and other sensitive data using a myriad of security technologies and processes.
    These include encryption of data in transit and at rest, automated access controls limiting access to systems and data, segregation of environments, architectural approaches incorporating security best-practices, and ongoing monitoring of our systems. Our systems and processes are regularly reviewed by both internal and external auditors, and continuously improved upon by our security team.
    We have securely connected more than 25,000 customer data sources. See our privacy policy for more details. 

    ClearCapital

    ClearCapital is Clearco's Marketing and Inventory funding for e-commerce founders. This one time advance of funds can be used for the repeatable parts of your business to help you scale!

    We currently only provide financing for eCommerce, subscription based and Consumer SaaS (software as a service) companies. Our minimum eligibility criteria includes:

    • 6+ months of revenue greater than 10k/month from connected sales platform(s)
    • corporations or limited liability companies

    Read more about our eligibility requirements on our Help Center.

    It’s easy! First fill out the application form linked above for your product of choice and connect your sales and marketing accounts. We use this data to determine your funding offers and eligibility. If you are eligible for funding you will receive different offers, which you can accept right here on your dashboard. Once you’ve selected an offer, you will be guided to sign your contract, fill in your business details and connect your bank account. After a short review by our diligence team, your funds will be available to you to spend via a virtual VISA card or our Pay a Vendor platform. Read more about our signup process here.

    Clearco fees have no periodic nor compounding interest so you will know exactly how much you are paying up front before you accept the offer and that fee will never increase throughout the repayment process. 

    • Fee of 12% or 18% depending on how the funds are spent
    • Read more about ClearCapital Marketing fees here, and Inventory here

    Payments begin as soon as your advance is active, and have no correlation to your spending. Payments are automatically debited from your bank account and are a percentage of your revenues from your connected sales accounts. This percentage is predetermined when you select your funding offer and will remain consistent throughout your advance. The frequency of payment depends on which product you are using and which sales platforms you sell on.

    Since we are for founders, by founders, we want to stick with you throughout your entire business lifecycle. This means when you grow, we want to grow with you. We have made it even easier now to receive additional funding when you need it most. Your Clearco advance is a one-time advance of funds available to you to grow your business. As you draw closer to spending the entirety of your advance you may need more capital. A top up is a brand new advance of funds that takes into account your recent business growth, as well as any outstanding balance. This means that when you take a top-up, your previous remaining balance will be rolled into the new advance, so you can receive more funding while still paying for your previous advance. Read more about top-ups here.

    Clearco Marketing funds are loaded onto a virtual VISA card, or can be used through our pay a vendor platform. Inventory funds can only be used through our pay a vendor platform for inventory invoices. More information about using funding here.

    Insights & ClearMatch

    These products are absolutely free to support founders, simply create an account and connect your sales and marketing accounts to get started!

    Insights helps founders track metrics like revenue growth and ad campaign performance to understand where your business is at. Read more about Insights here.

    ClearMatch is Clearco's data-driven partner recommendation tool! We've made it easy for you to find the right partners to help you grow with our data-driven solution that serves you fully customized partner recommendations based on your performance metrics. Read more about ClearMatch here.

    Join the 7,000+ founders in the Clearco portfolio.

    You’ve worked hard to build your business, you should own 100% of it.