Clearco invests in the future of commerce

Our pricing is fixed, transparent, and predictable. Rates are based on your business performance. As you grow and pay successfully, you can unlock better rates and more capacity.

No. Our funding is non-dilutive, with no personal guarantees.

Shopify Capital is limited to Shopify platform customers with uncapped daily remittance payback and a blanket UCC‑1 lien. Clearco works across multiple sales channels, offers rolling funding capacity, invoice-level financing, and performance-based rate improvements, giving founders more flexibility. 

Yes. With our Rolling Funding Capacity option, every payment replenishes your available capacity, so you can access more capital without reapplying.

You are approved to a certain capacity amount for a specified amount of time . You can access funds within that approval window and capacity limit at your discretion.

Rolling Funding Capacity: Best for ongoing campaigns and always-on growth. Your capacity refreshes automatically as you pay, so capital replenishes without the need to reapply. Built-in flexibility allows you to scale and respond to changing needs with freedom to move fast and fund as needed.
One-Time (Fixed) Funding Capacity: Best for high-impact, time-sensitive initiatives like product launches or peak inventory purchase. You receive the maximum funding amount upfront with a clear payment schedule, providing payback predictability and peace of mind. Gives you certainty to go big without overextending.

Invoice Funding: Best for supplier and vendor payments. Clearco funds you to pay invoices, helping you stock up earlier, negotiate better terms, and keep operations running smoothly without straining your cash flow. This option removes admin burden and ensures suppliers are paid on time.
Cash Advance: Best when you need flexible working capital to deploy yourself. Draw funds upfront and put them toward marketing, payroll, or inventory, with the freedom to choose where it drives the most growth. This gives you full control to invest capital where it has the most impact.

Yes. You can use either or both depending on your needs, without starting a new application.

No. You only draw what you need, when you need it. You will never pay for unused capital.

Yes. As your business performance improves, you can qualify for additional capacity and better rates.

Yes, per translation there is a $25,000 minimum and $600,000 maximum, however you can initiate more than one translation up to your funding capacity limit.

• Articles of Incorporation
• Social Security Number (SSN)
• Void Check or Direct Deposit Info
• Plaid Connection or Bank Statements
  
• Plaid, Stripe, or Amazon Login

Yes. You can pay at any time without fees or penalties. In fact, paying early can help you unlock additional capacity sooner.

Clearco offers flexible term lengths that are designed to match your business cycle. Payment schedules are "fixed” and predictable, not daily fluctuations, so you have visibility into costs upfront. Exact terms depend on funding type.

Bank loans often require collateral, personal guarantees, and long approval processes, while venture capital takes equity and ownership away from founders. Clearco is non-dilutive, requires no personal guarantees, and can deliver capital in days, not months. Instead of a one-time deal, your funding capacity grows as you grow, so you keep control and ownership while scaling faster.

Most revenue-based financing providers only offer a one-time cash advance with fixed payment terms. Clearco is the only partner that gives founders multiple ways to fund growth — including invoice funding, cash advances, and rolling capacity that replenishes as you pay. This flexibility means you can match capital to the exact needs of your business, whether it’s supplier payments, always-on campaigns, or big launches. Beyond funding, we act as a strategic partner, building long-term relationships with founders and connecting them to our network of VCs, advisors, and ecosystem partners to help them scale faster