Frequently Asked Questions


Clearco offers the most founder-friendly capital solutions for e-commerce, mobile apps, and SaaS founders as well as access to a powerful global network, insights and data, and recommendations.

Visit our Help Center for the latest videos and how-to's, or to contact our success team, or feel free to ask our chatbot, CAP, if you still have questions.

We take the bias out of traditional funding using a data-driven approach to generate funding offers. No pitches, no stress, our offers are built purely on your successes. We use your sales data to determine your funding offers and you must have at least 1 sales and 1 marketing account in order to get funded. This data-driven approach means that there are no personal guarantees or credit checks. Read more about connecting accounts here.

At Clearco, security isn’t a second thought, or just a part of IT. It’s ingrained within our culture and a responsibility we all take seriously. We understand the importance of protecting our customers’ data, and protect all financial, personal, and other sensitive data using a myriad of security technologies and processes.
These include encryption of data in transit and at rest, automated access controls limiting access to systems and data, segregation of environments, architectural approaches incorporating security best-practices, and ongoing monitoring of our systems. Our systems and processes are regularly reviewed by both internal and external auditors, and continuously improved upon by our security team.
We have securely connected more than 25,000 customer data sources. See our privacy policy for more details. 


ClearCapital is Clearco's Marketing and Inventory funding for e-commerce founders. This one time advance of funds can be used for the repeatable parts of your business to help you scale!

We currently only provide financing for eCommerce, subscription based and Consumer SaaS (software as a service) companies. Our minimum eligibility criteria includes:

  • 6+ months of revenue greater than 10k/month from connected sales platform(s)
  • corporations or limited liability companies

Read more about our eligibility requirements on our Help Center.

It’s easy! First fill out the application form linked above for your product of choice and connect your sales and marketing accounts. We use this data to determine your funding offers and eligibility. If you are eligible for funding you will receive different offers, which you can accept right here on your dashboard. Once you’ve selected an offer, you will be guided to sign your contract, fill in your business details and connect your bank account. After a short review by our diligence team, your funds will be available to you to spend via a virtual VISA card or our Pay a Vendor platform. Read more about our signup process here.

Clearco fees have no periodic nor compounding interest so you will know exactly how much you are paying up front before you accept the offer and that fee will never increase throughout the repayment process. 

  • Fee of 6% or 12% depending on how the funds are spent
  • Read more about ClearCapital Marketing fees here, and Inventory here

Payments begin as soon as your advance is active, and have no correlation to your spending. Payments are automatically debited from your bank account and are a percentage of your revenues from your connected sales accounts. This percentage is predetermined when you select your funding offer and will remain consistent throughout your advance. The frequency of payment depends on which product you are using and which sales platforms you sell on.

Since we are for founders, by founders, we want to stick with you throughout your entire business lifecycle. This means when you grow, we want to grow with you. We have made it even easier now to receive additional funding when you need it most. Your Clearco advance is a one-time advance of funds available to you to grow your business. As you draw closer to spending the entirety of your advance you may need more capital. A top up is a brand new advance of funds that takes into account your recent business growth, as well as any outstanding balance. This means that when you take a top-up, your previous remaining balance will be rolled into the new advance, so you can receive more funding while still paying for your previous advance. Read more about top-ups here.

Clearco Marketing funds are loaded onto a virtual VISA card, or can be used through our pay a vendor platform. Inventory funds can only be used through our pay a vendor platform for inventory invoices. More information about using funding here.

Insights, Valuation, & ClearMatch

These products are absolutely free to support founders, simply create an account and connect your sales and marketing accounts to get started!

Insights helps founders track metrics like revenue growth and ad campaign performance to understand where your business is at. Read more about Insights here.

Valuation is a weekly report that uses your data to determine a range of what your company might be worth. Your valuation is based on the data of your connected accounts vs the data of thousands of founders who have also connected their accounts. The more accounts you connect, the more accurate your valuation will be! Read more about Valuation here.

ClearMatch is Clearco's data-driven partner recommendation tool! We've made it easy for you to find the right partners to help you grow with our data-driven solution that serves you fully customized partner recommendations based on your performance metrics. Read more about ClearMatch here.

B2B SaaS

B2B SaaS - Non dilutive, no strings attached. Flexible financing for growing SaaS companies

We currently only provide financing for eCommerce, subscription based and Consumer SaaS (software as a service) companies. Our minimum eligibility criteria includes:

  • corporations or limited liability companies in North America and the United Kingdom
  • 6+ months of revenue 50k or greater/month
  • minimum of 15 active paying customers

Read more about our eligibility requirements on our Help Center.

B2B SaaS fees have no periodic nor compounding interest so you will know exactly how much you are paying up front before you accept the offer and that fee will never increase throughout the repayment process. 

  • Fees can vary from 5.5% to 19% of monthly revenue depending on the length of the advance

Read more about B2B SaaS fees here

Payment is targeted at a 6-24 month payback period. The earliest payback period is agreed upon prior to the advance being activated but is not a hard deadline. Clearco uses a revenue share model for payments, so if your business falls on hard times, your advance might take longer to pay back. Payments are capped at total advance divided by soonest payback period. The remittance rate is 50% of daily revenues up to capped monthly payment, so if your company is doing really well we will never take more than the capped monthly amount but if you have a slower month, the debit will be 50% of revenue from your connected sales accounts. Debits are made every 30 days. 

Funds can be deployed and used like a regular Clearco advance (Clearco Card and Pay a Vendor) or advances can be issued in cash. 


ClearAngel is the future of angel investing for all Founders who are building their ecommerce business. ClearAngel is Clearco's first product that incorporates coaching, resources, vendors and connections Founders need to scale their businesses. We’re talking about supporting startups everywhere built by everyday entrepreneurs who are starting businesses across the globe and need capital + advice to grow. ClearAngel offers funding opportunity for those Founders who may not yet qualify for Clearco's Marketing Capital or Inventory Financing products. You can read more about ClearAngel here.

ClearAngel is currently available to all Founders of ecommerce businesses based in the US who are selling direct-to-consumer. To access our capital products, like our No Fee ClearCash Advance, your business must also be incorporated in the US.

Over time, we will be able to offer ClearAngel to Founders in other countries and markets. If you aren't qualified today, you can join our waitlist to get notified when it's your turn to apply.

Ready to get started? Click here to start your application!

Your ClearAngel membership includes support in three key areas:

Coaching & Knowledge:

  • Dedicated ClearCoach - training from best-in-class operators based on your focus areas and your stage of the business
  • Pillars - key pillars based on industry benchmark across 1,000s of comparable companies, and hand picked resources to help you become an industry expert
  • Monthly Revenue - monitor your revenue from all your connected sales accounts
  • ClearAngel Platform - monitor KPIs and keep track of your goals the same way F500 analytics teams do with automated dashboards and pacing

Growth Capital

  • No Fee ClearCash Advance - funds available to all our Founders which can be used for any eligible business expense
  • Equity-Free Capital - options and offers that scale with your growth to help you meet objectives
  • ClearCash - a world-class payments account, powered by Airwallex, that enables better business banking, with no signup or account fees

Network & Community

  • Expert Advisors - our network of experts can help you expand in the ways most important for your business
  • Trusted Vendors - recommendations and preferred access to trusted partners (including agencies, inventory & supply chain contacts, lawyers and more), as well as preferred access and discount from services, software and tools
  • Community and Events - a community of Founders to connect with and events like town halls and road map planning to let you have a say in our product
  • Acquisition Opportunities - match with interested buyers when you’re ready to sell

ClearCoaches work with Founders to help them become the experts they need to be to grow their businesses beyond what they could do alone.

Your dedicated Coach will help you understand the ins and outs of your ecommerce business, identifying potential areas of growth and tackling challenges and opportunities you face. They'll work with you to set and manage your goals and timelines and support you through coaching sessions.

Your Coach will also expand you business' potential by providing relevant resources, vendor & expert introductions and data-driven insights.

To unlock capital, personalized coaching and resources to grow your business, you'll pay a subscription fee starting at only $200/month.

Monthly pricing is ultimately based on your monthly revenue which we get from your connected sales data. If your monthly revenue is less than $27,000 you'll pay just $200/month. If it's more than $27,000 you'll pay a fee based on 0.75% of your revenue. Before your 30-day trial is up, we’ll confirm your monthly fees and send you an invoice. Then, each month, we'll send you an updated monthly invoice based on your monthly updated revenue.

  • Why do we offer different pricing? Our pricing is designed to allow all ClearAngel Founders to access the resources they need. Early-stage Founders with revenue below the threshold amount get ClearAngel support for a flat monthly fee. As your business grows and if your revenue is above the threshold amount on your monthly invoice date, the monthly fee is performance based. With growth, your business could unlock access to other Clearco capital products.

Your trial begins as soon as soon as you've signed up and put in your credit card. At that point you'll have 30 days to use all the features available to you in the ClearAngel platform. The three most important steps are:

  1. Connect your sales data so we can confirm the highest amount of funding your can receive
  2. Go to Offers to apply for your No Fee ClearCash Advance and other funding products available to you
  3. Book your first session with your Coach

Before your 30-day trial is up and we have monthly revenue confirmed from your connected sales data, we'll send you an invoice for your accurate monthly fee which will be charged to your credit card on day 31. If you cancel your trial before your first payment, you will not be able to access the ClearAngel platform.

Once you become a ClearAngel member, you’ll connect sales data sources which will tell us what your monthly revenue. We use this to calculate the amount of your No Fee ClearCash Advance. And each monthly, once you've paid back your advance, you can access a new advance based on your updated monthly revenue.

To access your No Fee ClearCash Advance you'll need to open a ClearCash account. ClearCash, powered by Airwallex, is a payments account that enables better business banking, with zero signup fees and zero monthly account fees. We'll deposit your advance into your ClearCash account and you can make local and international payments securely from there.

On top of this, you’ll get a selection of capital products and offers to use as you need them. You’ll find these options under your Offers tab. And you can access these funds with your ClearCash account as well.

On the 31st day after receiving your No Fee ClearCash Advance, we will debit your ClearCash account (or other account that you authorize) at a rate of 25% of your previous 30 days’ revenue, capped at the maximum amount of advance you’ve received. If there is still a balance, we will debit your account daily at 25% of the previous day’s revenue. You can also pay back any or all of the advance within the first 30 days. Then, once it’s paid back, you can get a new advance based on your updated monthly revenue.

For other ClearAngel capital, each product will have its own fees and terms for payment.

Your No Fee ClearCash Advance is calculated based on your monthly revenue which we get from your connected sales data. We have advance offers for all Founders, regardless of how much you're selling, but the more you sell the more funding you can get.

ClearCash is a payments account, powered by Airwallex, that enables better business banking. It was designed for ecommerce Founders to grow and manage their businesses. You'll need a ClearCash account to access your No Fee ClearCash Advance and other capital, and can also use it for cross-border payments, FX services, corporate cards, liquidity management and fraud prevention. Learn more about ClearCash.


ClearCash is a world-class payment platform that scales with your business, in one powerful account. Partnered with our ClearAngel product, ClearCash makes it easy for you to use your funding in a meaningful way to scale your business globally. Allowing you to open global accounts in 5 countries and 11 currencies, and send money to 130+ countries, ClearCash is a treasury account for the global founder. Read more about ClearCash here.

ClearCash allows you to open global accounts in 5 countries and 11 currencies, and send money to 130+ countries. With ClearCash you can seamlessly transfer funds in multiple currencies to known or one-off recipients. Issue cards in local currencies for your employees to use for business spending and streamline your businesses treasury.

ClearCash is currently only being offered to ClearAngel customers.

In addition to all the great benefits of the ClearAngel platform, you will have access to a global bank account. Your ClearAngel advance funds will be deployed to your ClearCash account for you to use toward growing your business. The ClearCash account will also be where your payments to Clearco are directly debited from. We highly recommend that you redirect your revenue accounts to your ClearCash account to ensure you can always make payments. 

ClearCash is included in your ClearAngel platform! Regular FX fees apply when using your funds. Since ClearCash is a global account, you are assured to have the lowest rates on transfers and deposits worldwide. Click here for the most current fee schedule .

Join the 5,500+ founders in the Clearco portfolio.

You’ve worked hard to build your business, you should own 100% of it.