Frequently Asked Questions

How it works:

We offer different products to support all types of founders.

ClearCapital - Marketing and Inventory funding for e-commerce founders

ClearRunway - Non dilutive, no strings attached. Flexible financing for growing SaaS companies

ClearAngel - Giving early stage founders access to capital, data-driven advice, and Clearco’s extensive network of apps, agencies, and investors

ClearPartners, ClearValuation & ClearInsights - Our free tools to help you track and quantify your growing business. Use the ClearCapital link above to connect your accounts and take advantage today.

We currently only provide financing for eCommerce, subscription based and Consumer SaaS (software as a service) companies. Our minimum eligibility criteria includes:

ClearCapital & ClearRunway:

  • 6+ months of revenue greater than 10k/month from connected sales platform(s)
  • corporations or limited liability companies


  • corporations or limited liability companies in North America
  • 2-20k in monthly revenue

Read more about our eligibility requirements here.

It’s easy! First fill out the application form linked above for your product of choice and connect your sales and marketing accounts. We use this data to determine your funding offers and eligibility. If you are eligible for funding you will receive different offers, which you can accept right here on your dashboard. Once you’ve selected an offer, you will be guided to sign your contract, fill in your business details and connect your bank account. After a short review by our diligence team, your funds will be available to you to spend via a virtual VISA card or our Pay a Vendor platform. Read more about our signup process here.

We take the bias out of traditional funding using a data-driven approach to generate funding offers. No pitches, no stress, our offers are built purely on your successes. We use your sales data to determine your funding offers and you must have at least 1 sales and 1 marketing account in order to get funded. This data-driven approach means that there are no personal guarantees or credit checks. Read more about connecting accounts here.

Clearco fees have no periodic nor compounding interest so you will know exactly how much you are paying up front before you accept the offer and that fee will never increase throughout the repayment process. 


  • Fee of 6% or 12% depending on how the funds are spent
  • Read more about ClearCapital Marketing fees here, and Inventory here


  • Fee of 2% of the company’s revenue over 4 years
  • Read more about ClearAngel fees here


  • Fees can vary from 5.5% to 19% of monthly revenue depending on the length of the advance

Read more about ClearRunway fees here

Payments begin as soon as your advance is active, and have no correlation to your spending. Payments are automatically debited from your bank account and are a percentage of your revenues from your connected sales accounts. This percentage is predetermined when you select your funding offer and will remain consistent throughout your advance. The frequency of payment depends on which product you are using and which sales platforms you sell on.

All information you share with Clearco is secured during transport and at rest. We are committed to protecting your data with military grade encryption (RSA-4096 and AES-256). We also limit what we have access to. We can never see your login information for any of your connected accounts, we only have “read” level access to the data you share with us – in other words, we are never able to change or modify in any way your shared data. We have securely connected more than 25,000 customer data sources. See our privacy policy for more details. 

Our success team is standing by to help you with anything that may arise during your time with Clearco. You can reach us by phone or email. We also have our help centre full of articles, videos and how-tos. Find our help center and contact us page here.

Since we are for founders, by founders, we want to stick with you throughout your entire business lifecycle. This means when you grow, we want to grow with you. We have made it even easier now to receive additional funding when you need it most. Your Clearco advance is a one-time advance of funds available to you to grow your business. As you draw closer to spending the entirety of your advance you may need more capital. A top up is a brand new advance of funds that takes into account your recent business growth, as well as any outstanding balance. This means that when you take a top-up, your previous remaining balance will be rolled into the new advance, so you can receive more funding while still paying for your previous advance. Read more about top-ups here.

Join the 5,500+ founders in the Clearco portfolio

You’ve worked hard to build your business, you should own 100% of it.