With the trade war between the U.S. and China escalating unpredictably, macroeconomic uncertainty has become the norm—not the exception. For founders and operators, this makes long-term planning harder and the need for flexibility greater than ever.

At Clearco, we believe your funding partner should adapt to you and the challenges you face—not the other way around.

That’s why we’re launching a powerful new feature for our Invoice Funding product: Early Payment Option.

What Is Early Payment Option?

Starting June 9, any capital funded within a 90-day window will be eligible for Early Payment Option.

Clearco Customers can choose to make an early payment at any point during the duration of that capital deployment. We will adjust the original fee  based on how long the capital was used.

There are no additional charges for choosing flexibility. You only incur cost while the capital is actively supporting your business.

How It Works: 

Early Payment Option gives Clearco customers more control over their Invoice Funding advances—but it’s important to follow the right process.

To make an early payment and receive a prorated cost adjustment, customers must first reach out to their Clearco representative or email payments@clear.co; our team will then guide you through the process.

Early Payment Option is available regardless of whether the capital was structured with an estimated 4-, 5-, or 6-month duration. Flexibility remains in place throughout the full term.

In Practice:

Say you take a $1 million advance with a 5% fee ($50,000). If you choose to pay it off after three months—halfway through a six-month term—your fee drops 50% to just $25,000. The unused portion is credited back automatically.

It’s a simple way to keep capital working on your terms, especially when timing matters—whether you’re navigating shifting tariffs, adjusting marketing plans, or managing production cycles.

Why Liquidity Flexibility Matters Right Now

In periods of market dislocation and volatility, having sufficient liquidity—and the flexibility to quickly adjust strategy—is everything. Whether it’s ramping up inventory to get ahead of tariff shifts or leaning into paid media as ad markets fluctuate, timing is leverage.

Early Payment Option gives you the confidence to move fast—without being tied to funding terms that no longer serve your strategy.

While Others Pull Back, We’re Leaning In

While other capital providers are pulling back—some publicly stating they are eliminating financial support for businesses with China exposure—Clearco is doing the opposite.

We’re adding more tools to help you navigate volatility with agility, not fear.

Early Payment Option launches June 9, 2025 and will be available for all advances taken in the next 90 days—supporting founders as global trade uncertainty continues. 

No renegotiations. No delays. No hidden fees. Just control of your working capital, on your terms.

This Isn’t Just a Feature—It’s a Philosophy

We’re not building for a predictable world. We’re building for the reality founders face every day—a market that moves fast, and demands even faster decisions.

Early Payment Option reflects that mindset: flexible, founder-first, and built for change.

Already a Clearco customer? Reach out to your representative to activate Early Payment Option. 

New to Clearco?

Learn how adaptive, non-dilutive capital can help you stay one step ahead—no matter what the market throws your way.