Flexible Funding for Strategic Founders & Operators

We rebuilt Clearco for the people driving real growth. Founders who scale fast. Operators who make it happen. Lower pricing. Higher funding capacity. Flexible funding that adapts to your reality.

Fast. Flexible. Built for your business.

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Can get funded in 24 hours
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No collateral, non-dilutive
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Capped weekly payments
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No personal guarantees

Who we fund

Clearco gives scaling DTC brands the flexibility to expand into new channels, launch new SKUs, and build long-term value without dilution, restrictive terms, or trading control for cash. 

If you meet the following criteria, reach out to our team to get funded. 

You run a direct to consumer Ecommerce and/or SaaS business.

Your business has 12+ months of recurring revenue, generating more than $100,000 USD per month.

Your business is incorporated in the U.S. and has an active U.S. business bank account.

$3B

funding deployed

10,000+

brands funded

65 %

customers fund again

Flexible Funding Solutions

How we fund

Clearco's flexible funding solutions help you adapt with ease

Fixed Funding Capacity
Capital you can count on, upfront and predictable.
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When opportunity strikes, you shouldn’t have to guess. Fixed Funding Capacity gives you a one-time amount of capital with a clear, estimated payment schedule. It’s ideal for launches, seasonal pushes, and large vendor commitments where stability and forecasting are non-negotiable.

Best for: Big campaigns, inventory buys, market expansion.

Why it works: Capped weekly payments, estimated terms, and full visibility from day one.

Learn more

Rolling Funding Capacity
Capital that refreshes as you grow.
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When growth is continuous, you need funding that keeps pace. Rolling Funding Capacity replenishes automatically as you pay, so you never have to stop and reapply. It’s built for brands reinvesting into ongoing campaigns, recurring vendor costs, and repeatable growth cycles.

Best for: Continuous ad spend, recurring supplier payments, reinvestment loops.

Why it works: Your available funding capacity refreshes as you pay, capital remains accessible, and strong performance can support future funding reviews.

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Invoice Funding
Capital to pay your suppliers directly.
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Use invoice funding to cover vendor invoices upfront without tapping into your cash reserves. Clearco pays your supplier invoices directly, so production stays on track and your working capital stays protected.

Use it when: You need to pay vendors early, manage long lead times, or preserve cash flow.

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Cash Advance
Draw only what you need, when you need it.
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With Cash Advance, capital is deposited directly into your bank account. This gives you the flexibility to deploy funds across marketing, inventory, or whatever growth demands. You control the pace and only draw down what's required.

Use it when: You want maximum flexibility and control over how funds are spent.

Learn more

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Funding Process

How to get started

Connect accounts and share revenue

Connect your company's sales and bank account(s). We use your monthly revenue to calculate your funding capacity.

Choose funding structure

Choose Fixed Funding Capacity or Rolling Funding Capacity; Clearco is the only capital provider with both options.

Clearco review

Your application will typically be reviewed in as little as 24 hours. 

Get funded

Once approved, you can begin to deploy your funds leveraging both Cash Advance and Invoice Funding.

Clearco Difference

Get funded with a capital partner that thinks like a founder: Strategic, Flexible, Competitive

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Our Ecommerce Founders

Over $3B invested into 10,000 businesses

Read how some of the top ecommerce merchants are leveraging Clearco to scale their businesses.

“We can now design a shoe and get it to market in 10 days. That kind of speed is only possible because we had the capital to scale it.”

— Ricardo Larroudé

Co-Founder & CEO, Larroudé
See How Larroudé Scaled
Get Started
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FAQs

Answering your first questions about Clearco

What types of businesses do you fund?
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We support DTC ecommerce businesses.

How fast can I get capital once I’m approved?
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Most founders receive funding in as little as 24 hours.

How are Clearco’s rates structured?
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Our pricing is fixed, transparent, and predictable. Rates are based on your business performance. As you grow and pay successfully, you can unlock better rates and more funding capacity.

Does Clearco require blanket liens or a personal guarantee?
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No. Our funding is non-dilutive, with no personal guarantees.

Can I access more capital as  I make payments?
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Yes. With our Rolling Funding Capacity option, every payment replenishes your available funding capacity, so you can access more capital without reapplying.

Choose the structure that fits your next move