Sun’s Out, Stock’s Low? Why Apparel Brands Can’t Wait for Capital

It’s already mid-Summer. Are you behind?
Summer doesn't start in July, it peaks. Yet many ecommerce apparel brands still treat it like the kickoff, losing valuable ground. By now, top performers are already mid-campaign, moving high-velocity seasonal products like swimwear, festival outfits, and lounge sets. If you’re only starting to plan, you’re already behind: bestsellers are selling out, reorders are closing, and the window to capture peak demand is narrowing fast.
Delays at this stage don’t just hurt summer sales, they drive up costs, cause stockouts, and create ripple effects that strain Q4 performance. Winning brands act early, move fast, and stay stocked. That starts with reliable, on-demand access to working capital.
Why Apparel Brands Lose Momentum in July
Don’t be fooled by the calendar. While the solstice kicks off summer in late June, consumer demand for summer apparel starts long before. Key seasonal events like weddings, vacations, BFCM and back-to-school drive early shopping behavior, and the best-prepared brands align their promotions and inventory ahead of these moments.
Summer demand peaks around:
- Wedding Season: June–September
- Independence Day: July 4
- Amazon Prime Day: July 8–11
- Back-to-School: August–September
- Labor Day: September 1
In 2024, the U.S. ecommerce apparel market generated nearly $135 billion in revenue. With so much at stake, every delayed shipment or stockout represents lost growth potential. Apparel brands that fail to match demand due to slow reorders or tight cash flow risk falling behind in one of the year’s most profitable seasons.
The Cost of Falling Behind
Poor summer planning doesn’t just hurt today’s sales, it threatens future quarters. Brands unable to keep pace with production and fulfillment often face:
- Lost margin from stockouts on high-converting products
- Elevated COGS due to rush orders and expedited shipping
- Strained cash flow that compromises fall inventory readiness
Restock Bottlenecks & Supplier Pressures Rise
Restocking during summer is more complex than simply placing an order. Supply chains are under pressure from every angle.
A recent U.S. consumer survey revealed that stockouts are the third most common reason shoppers abandon carts. Meanwhile, traditional apparel production timelines leave little room for delay as lead times average 36–40 weeks, and freight timelines continue to fluctuate.
But here’s the good news: access to fast capital creates flexibility. Brands that act quickly can shorten production cycles, switch suppliers, or place last-minute orders while others are stuck in queues.
Global sourcing still presents hurdles:
- Freight from China averages 30–60 days
- Tariffs and trade shifts are disrupting global routes
- Container bookings dropped 50% from China to the U.S. in April 2025, slowing imports
Brands that missed the May reorder window are under pressure but not out of options. With the right funding, there’s still time to fulfill late-season orders and secure a strong start to fall.
Stay Stocked, Stay Profitable
Staying agile in today’s landscape means acting fast and funding smarter. Brands with access to capital can place reorders faster, lock in early production slots, and avoid premium freight costs.
At Clearco, we help brands bridge the cash flow gap with fast, flexible, founder-first funding.
- Secure inventory ahead of seasonal demand surges
- Mitigate supplier delays with upfront payments
- Fund last-minute reorders without sacrificing fall planning
Real Results from Brands Like Yours
Larroudé, a luxury footwear brand, used Clearco Invoice Funding to shrink their production cycle from 6 months to just 45 days, allowing them to seize seasonal demand and scale with confidence
“You can’t grow 100% year over year without capital" (Ricardo Larroudé, Co‑Founder & CEO of Larroudé).
Cecil & Lou, a children’s apparel brand, leveraged $500,000 in funding over just 3 days to get ahead of seasonal shifts. The result: improved stock availability, higher sales velocity, and reduced risk of missing peak moments.
“We have never had to take outside investors or give away a percent of our company. This is a huge benefit from working with Clearco - our company is ours” (Ashley McCain and Blythe McCain, Cofounders, Cecil & Lou).
Don’t Wait for Fall to Catch Up
Yes, the clock is ticking. But it’s not too late to change your season’s trajectory.
Every day you act is a chance to reclaim margin, secure inventory, and boost momentum. Whether you’re restocking a sellout, catching late-season demand, or getting ahead on fall planning, the right capital gives you leverage not limitations.
With Clearco, ecommerce brands can move fast, stay in stock, and make the most of summer’s final stretch while setting up for a stronger, smoother Q4.