With today’s market uncertainty around tariffs and shifting supply chains, your working capital partner is needed to help steady the ship. There is no one-size-fits-all solution for funding, and we often see Clearco customers working with a number of different providers - aka building out their financial stack - to meet their financial needs. Companies leverage Clearco’s Invoice Funding alongside other financing options when purchasing inventory or investing in marketing. 

Uncapped provides working capital to brands and retailers across the globe. Born out of frustration with the financing options in the UK and EU, Uncapped offers fixed term loans for smaller brands and lines of credit for companies with annual revenue of at least $5M. Fees start at 0.8% per month and Uncapped loans are set up to avoid dilution and personal guarantees. 

What is Uncapped? 

Uncapped is a European-based capital provider that was originally known for bringing Revenue-Based Financing to the EU. Its model offered fast, no-equity funding with payments tied to brand revenue. Uncapped removed its RBF option in 2023, and now offers fixed-term loans with fees as low as 0.8% per month. 

Clearco Is built for unpredictable markets to offer stability to brands

Flexibility is key in an ever-changing market. While Uncapped still offers dilution free capital for ecommerce brands, the current market instability in the US means that with any drop in sales, new reciprocal tariffs, or unpredictable changes in the supply chain, anything too ‘fixed’ can make funding less than ideal. 

The Uncapped model works for larger companies, who can even use Uncapped lines of credit alongside products like Clearco’s Invoice Funding. Clearco is also built to support businesses during uncertainty. The Clearco model offers predictability on payments as well as fast deployment of funds: both Invoice and Receipt Funding allows ecommerce brands to borrow based on actual invoices and repay weekly, not through revenue percentages or time-based fees.

Clearco’s funding helps brands get the amount that they need, with no need for exclusivity. We fund expenses like inventory, marketing costs, shipping fees, and fulfillment; Invoice and Receipt Funding are designed to fund the direct costs associated with an ecommerce business’s growth, bridging your cash flow across the time it takes for you to see a return. 

Refinancing Uncapped with Clearco funding

We can often, subject to diligence, work alongside your existing banking, credit, or equity partners. We’re also ready to refinance existing facilities should you be looking for something better suited to the unique structure of ecommerce financial needs; we’re also ready to be a funding partner for brands looking for stability. If you’d like to refinance your existing Uncapped debt, get in touch with our sales team.

Sign up for Clearco to see how much funding your business qualifies for

Clearco’s goal is to help businesses thrive and grow - even in challenging markets. We continue to provide the capital solutions ecommerce businesses need, as well as the financial advice and guidance they require to succeed and make difficult decisions. So whether it's refinancing a term loan or offering new sources of funding, we are committed to building products that work for brands – with or without additional funding parties.