Frequently Asked Questions


Clearco offers the most founder-friendly capital solutions for e-commerce, mobile apps, and SaaS founders as well as access to a powerful global network, insights and data, and recommendations.

Visit our Help Center for the latest videos and how-to's, or to contact our success team, or feel free to ask our chatbot, CAP, if you still have questions.

We take the bias out of traditional funding using a data-driven approach to generate funding offers. No pitches, no stress, our offers are built purely on your successes. We use your sales data to determine your funding offers and you must have at least 1 sales and 1 marketing account in order to get funded. This data-driven approach means that there are no personal guarantees or credit checks. Read more about connecting accounts here.

At Clearco, security isn’t a second thought, or just a part of IT. It’s ingrained within our culture and a responsibility we all take seriously. We understand the importance of protecting our customers’ data, and protect all financial, personal, and other sensitive data using a myriad of security technologies and processes.
These include encryption of data in transit and at rest, automated access controls limiting access to systems and data, segregation of environments, architectural approaches incorporating security best-practices, and ongoing monitoring of our systems. Our systems and processes are regularly reviewed by both internal and external auditors, and continuously improved upon by our security team.
We have securely connected more than 25,000 customer data sources. See our privacy policy for more details. 


ClearCapital is Clearco's Marketing and Inventory funding for e-commerce founders. This one time advance of funds can be used for the repeatable parts of your business to help you scale!

We currently only provide financing for eCommerce, subscription based and Consumer SaaS (software as a service) companies. Our minimum eligibility criteria includes:

  • 6+ months of revenue greater than 10k/month from connected sales platform(s)
  • corporations or limited liability companies

Read more about our eligibility requirements on our Help Center.

It’s easy! First fill out the application form linked above for your product of choice and connect your sales and marketing accounts. We use this data to determine your funding offers and eligibility. If you are eligible for funding you will receive different offers, which you can accept right here on your dashboard. Once you’ve selected an offer, you will be guided to sign your contract, fill in your business details and connect your bank account. After a short review by our diligence team, your funds will be available to you to spend via a virtual VISA card or our Pay a Vendor platform. Read more about our signup process here.

Clearco fees have no periodic nor compounding interest so you will know exactly how much you are paying up front before you accept the offer and that fee will never increase throughout the repayment process. 

  • Fee of 12% or 18% depending on how the funds are spent
  • Read more about ClearCapital Marketing fees here, and Inventory here

Payments begin as soon as your advance is active, and have no correlation to your spending. Payments are automatically debited from your bank account and are a percentage of your revenues from your connected sales accounts. This percentage is predetermined when you select your funding offer and will remain consistent throughout your advance. The frequency of payment depends on which product you are using and which sales platforms you sell on.

Since we are for founders, by founders, we want to stick with you throughout your entire business lifecycle. This means when you grow, we want to grow with you. We have made it even easier now to receive additional funding when you need it most. Your Clearco advance is a one-time advance of funds available to you to grow your business. As you draw closer to spending the entirety of your advance you may need more capital. A top up is a brand new advance of funds that takes into account your recent business growth, as well as any outstanding balance. This means that when you take a top-up, your previous remaining balance will be rolled into the new advance, so you can receive more funding while still paying for your previous advance. Read more about top-ups here.

Clearco Marketing funds are loaded onto a virtual VISA card, or can be used through our pay a vendor platform. Inventory funds can only be used through our pay a vendor platform for inventory invoices. More information about using funding here.

Insights & ClearMatch

These products are absolutely free to support founders, simply create an account and connect your sales and marketing accounts to get started!

Insights helps founders track metrics like revenue growth and ad campaign performance to understand where your business is at. Read more about Insights here.

ClearMatch is Clearco's data-driven partner recommendation tool! We've made it easy for you to find the right partners to help you grow with our data-driven solution that serves you fully customized partner recommendations based on your performance metrics. Read more about ClearMatch here.

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